debit / reloadable cards

Debit Cards

• Available to qualifying customers with an established checking account.
• Daily withdrawal limits.
• Charges / Fees:
– If card is used at a SHAZAM ATM: no charge.
– If card is used for a point-of-sale transaction: no charge.
– If card is used for any other CIRRUS network ATM other than Shazam: Fees will vary.
– If card is lost $20.00 replacement fee.

In order to protect our customers, the ATM cards give you the option to have your photo on them to help reduce the risk of unauthorized use. They also require you to have a PIN (Personal Identification Number), which you may change if necessary.

• MyPic Studio Cards available:
1×1 design
2×2 design
Edge to Edge design

Your ATM card gives you all the conveniences of ATM access and all the buying power of a checkbook.

To report a lost or stolen debit card you may either contact the bank at 1.605.938.4665 during normal business hours or contact Shazam at 1.800.537.5427.

Reloadable Cards

• We now offer ATIRA Reloadable Cards!
• Ask a teller about getting one today or learn more here.
• Get all the ease, convenience and safety of plastic without the risk of debt. Use your ATIRAreload card for travel, special purchases or everyday expenses. ATIRAreload can be used almost anywhere VISA or MasterCard debit cards are accepted – even online. You can keep track of your transactions and balance online, reload your card and use it again!


The new mobile app that lets you track your accounts! When suspicious card activity occurs, nobody is better equipped to handle the case than you. After all, you know what you’ve purchased and you can spot an illegitimate purchase instantly.
Now you can have the service you need to protect your accounts.
With the SHAZAM BOLT$ app, you can automatically receive email alerts 24/7 whenever a debit card purchase is made where your card is not present, such as telephone or internet orders. You’re also notified when potentially fraudulent activity occurs including purchases for large amounts or transactions in foreign countries. You’ll know right away whether the purchases are valid – so you can call immediately and put a stop to any fraud.

New Benefits with MasterCard

Your MasterCard card now has new benefits! Effective July 14, 2014, benefits will include Identity Theft Resolution Services. To learn more about this valuable benefit, please call 1.800.622.7747.