Savings Accounts:   Passbook Savings Account       * Variable interest rate - Tiered rate, available upon request.     * Quarterly statements. Monthly statements with EFT activity.     * Limit of 6 debits per calendar month.     * $10.00 minimum balance.   Certificates of Deposit       * $100.00 minimum deposit on all terms of Certificate of Deposits.     * Rates available upon request.     * 3 - 6 - 12 - 24 - 36 - 48 - 60 month terms available.   Individual Retirement Account (IRA)       * $100.00 minimum deposit.     * No annual fee.     * Rates available upon request.   Sign up for Social Security and other Federal benefits by clicking HERE.